Car Financing

Welcome to Whitby Oshawa Honda’s Financial Services department. We are able to assist you with leasing or financing your new Honda or used vehicle from us. Good people with all types of credit, whether good credit or bad credit, can qualify for an auto loan - this is one of our specialties. We can even assist you in acquiring a no-credit car loan if necessary.

At Whitby Oshawa Honda Financial Services, our goal is to always ensure your complete satisfaction. If you should ever have any questions or concerns regarding your account or vehicle financial options, please feel free to contact us online or by telephone at 1 877 274-6279.

Graduate Program

Honda Financial Services is making it easier for university/college graduates to qualify for a lease on any of Whitby Oshawa Honda's full line of new Honda vehicles. This program is designed to provide leasing for recent graduates who have little or, in most cases, no credit history.

Graduate Eligibilty

  • Graduates of an accredited minimum 3 or 4 year university program
  • Graduates of an accredited 2 or 3 year nursing school program
  • Graduates of a police or military school
  • Graduates of an accredited community college (minimum 2 year program)
  • Must have graduated within the last 12 months of an application date

Maximum Advance

  • The maximum amount finance includes current MSRP plus freight/PDI, taxes, plus Honda Plus extended warranty (amount exceeding this limit will require a down payment)

Credit Criteria

  • No Adverse credit history
  • Verifiable proof of full time employment and income, or written commitment from employer with a start date within sixty days of application date
  • Monthly income sufficient to cover current obligations, expenses, and vehicle payment
  • Payment cannot exceed 20% of graduate’s gross income.

Documentation

  • Copy of diploma or letter from Registrar’s office confirming graduation.

Down Payment

  • Not required